ESTABLISHING GUARDIANSHIP: WHY IT’S SO IMPORTANT AND THINGS TO CONSIDER

Posted by Clay Caldwell, CFP® and Rich Winters, CFP®, CRPC®
On February 19, 2019

If you and your spouse were to pass away, who would assume legal guardianship of your children? Would your extended family members decide who raises your children? Would the courts decide? Maybe it would be a combination of the two? And for separated families, what kind of additional complexities exist? While it is a […]

YOUR CPA, YOUR ADVISOR, AND YOUR FINANCIAL PLAN: WHEN TWO HEADS ARE BETTER THAN ONE

Posted by RAA
On December 11, 2018

When it comes to your long-term financial plan, it’s essential for the advice you receive to account for your overall needs and financial picture. This is especially beneficial when understanding and planning for the impact tax-related factors might have on your financial success. Because taxes can play a key role in your financial outlook, we […]

FINDING A COPILOT FOR FINANCIAL ADVICE

Posted by Michael Kane, CFP®
On October 18, 2018

For the last 30 years, RAA has been focused on serving the financial needs of airline pilots and their families. A part of this commitment requires us to continually understand how pilots are utilizing financial advice, how satisfied pilots are with the support they receive, and what value pilots are gaining from the relationship with […]

HOW MUCH IS ENOUGH FOR RETIREMENT?

Posted by Robert Gecker, CRPC®
On September 10, 2018

“How much is enough” is one of the biggest questions that you will face during your final years in the workforce. Do you need $1 million to live the retired life you dream of? $2 million? $3 million? The short answer is that everyone’s amount will be a bit different. In this article, we explore […]

MARKET HEADLINES ARE NOT A FINANCIAL PLAN

Posted by Fred Kneib, AIF®
On July 23, 2018

A recent study by Dalbar showed that during the 20-year period ending in 2017, the S&P 500 index averaged a 7.20% annual return while the average equity fund investor captured 5.29% over the same time period1. In the investment world, this 1.91% difference between investment returns and investor returns is called the “behavior gap.” Understandably, […]

POWER OF ATTORNEY FOR YOUR CHILDREN: WHERE GRANDPARENTS COME IN

Posted by Clay Caldwell, CFP®
On June 28, 2018

For most of us, we think about a Power of Attorney (POA) coming in to assist when a parent is approaching the end of their life. This document gives you the authority to make medical, legal, and financial decisions on your parent’s behalf when they are no longer capable of making these decisions on their […]

4 TIPS FOR YOUR TRANSITION FROM THE RIGHT SEAT TO THE LEFT SEAT

Posted by Gary Krasnov, AIF®, CLTC®
On May 7, 2018

Unlike like most professionals, pilots typically experience one big promotion during their flying career: the move from First Officer to Captain. This will be an exciting time in your life and one which should be enjoyed, but this upgrade also provides many personal, professional, and financial changes for you to consider. With this in mind, […]

MEDICAL COSTS IN RETIREMENT

Posted by Gary Krasnov, AIF®, CLTC®
On April 17, 2018

When we meet with people across the country to discuss retirement, most first think about investment accounts, pension plans, or Social Security decisions. For many retirees, the cost of health care might seem like an afterthought – something that is important, but doesn’t impact the big picture. We know, however, that planning for and managing […]

IS YOUR ADVISOR AN EXPERT WHEN IT COUNTS?

Posted by Brad Bridgewater
On March 21, 2018

In the United States alone there are over 300,000 financial advisors, and the majority of these advisors have letters, or “designations,” that follow their names. I’m sure you’ve seen CFP, CFA, CRPC, AIF, or Series 7 in print advertisements or online. We certainly have a good number of these designations on our website. While these […]

FIVE THINGS YOUR ADVISOR WISHES YOU KNEW

Posted by Michael Kane, CFP®
On February 10, 2018

The relationship with your financial advisor is one of the most important business connections of your adult life. Few others can help secure your family’s future and determine your legacy more than the professionals who provide guidance as you plan. Here are five key factors related to financial planning that advisors wish every investor understood. […]