5 WAYS TO AVOID IDENTITY THEFT AT TAX TIME

Posted by Michael Kane, CFP®
On March 13, 2017

It is a great time of year to revisit your financial and investment plans as you prepare to file your annual tax returns. Unfortunately, it’s also a time of year in which identity thieves target unsuspecting taxpayers. One of the most common thefts committed around tax time involves the filing of fraudulent refund claims using […]

ON THE ARRIVAL: THINKING ABOUT RETIREMENT WELL BEFORE RETIREMENT

Posted by Jeff Baumert, AIF®, CIMA®
On March 3, 2017

You’ve worked hard and logged tens of thousands of hours transiting the globe. Along the way, you’ve deftly handled a handful of minor emergencies, and perhaps even one or two that left your knees weak. You’ve smiled and waved at thousands of satisfied passengers as they safely departed to the next stage of their travels. […]

10 KEY RESPONSIBILITIES OF AN EXECUTOR

Posted by Michael Kane, CFP®
On February 24, 2017

Being chosen as the executor of an estate is both an honor and an enormous responsibility. The job of the executor is to protect the personal property of the deceased person until all debts and taxes have been paid and to transfer the remaining assets to the estate’s beneficiaries. The duties may vary depending on […]

PAYING OFF DEBT VERSUS INVESTING

Posted by Brad Bridgewater
On February 17, 2017

A common question faced by many of our clients at this time of year is whether it is better to take lump sums such as tax refunds and bonuses to pay off debt or invest for the future. The answer depends on your individual circumstances, but the following are some considerations that can help you […]

AVOIDING THE BANDWAGON EFFECT

Posted by Michael Kane, CFP®
On February 10, 2017

“The ‘bandwagon effect’ is evident in almost every facet of modern life, but it’s especially notable in the way people spend and manage their money.“ In 1848, entertainer Dan Rice used his bandwagon (literally a wagon that carried bands in parades) to campaign at political events. He encouraged rally attendees to “jump on the bandwagon” […]

TIPS FOR REDUCING YOUR TAX BILL

Posted by Brad Bridgewater
On February 3, 2017

With spring comes the anticipation of warmer weather and flowers in bloom. Unfortunately, spring also finds a lot of us scrambling to answer two important questions: How do I reduce my current tax bill, and what can I do to reduce next year’s tax bill? Here are some tips to help you reduce your liability […]

SEVEN KEY ROLES AND RESPONSIBILITIES OF A TRUSTEE

Posted by Michael Kane, CFP®
On January 27, 2017

As the title suggests, the job of a trustee requires a person to perform certain duties in a way that is honest, ethical, and trustworthy. While a designated trustee has many responsibilities, the most important thing to remember, should you step into this role, is that the assets you are safeguarding are not yours. Rather, […]

THREE SMALL CHANGES TO MAKE YOU A BETTER INVESTOR

Posted by Brad Bridgewater
On January 20, 2017

There was a time when making wise investment decisions was a much less complicated process. You stashed away some money in your 401(k) and maybe invested in CDs or savings bonds that offered modest but consistent returns. But modern financial markets and the nearly limitless choices they offer have made investing more complex and raised […]

THE RIGHT WAY TO SET A BUDGET

Posted by Brad Bridgewater
On December 21, 2016

The holiday season and the approach of a new year often bring about resolutions to make improvements in our daily lives – healthy eating, spending more time with family, or exercising on a regular basis. One of the most common goals is an improved financial situation. For some, that means spending less and saving more, […]

THINGS YOU CAN CONTROL IN YOUR FINANCIAL PLAN

Posted by Michael Kane, CFP®
On December 2, 2016

Just as a successful flight includes many complex and moving parts, an effective financial plan requires several considerations. When approaching the construction of a financial plan, you will learn that there are things that you have a great deal of control, things you have some control, and also things that you have no control over. […]