USING AN HSA AS A RETIREMENT ACCOUNT

Posted by Gary Krasnov, AIF®, CLTC®
On December 21, 2019

There are few vehicles as tax-efficient as a Health Savings Account (HSA). I like to think of HSAs as a ROTH on steroids. As you know, in most cases[1], with a ROTH account you can invest after-tax dollars that grow tax-free and are withdrawn tax-free in retirement. With an HSA, you can deposit pre-tax dollars […]

HOW MUCH IS ENOUGH FOR RETIREMENT?

Posted by Robert Gecker, CRPC®
On September 10, 2018

“How much is enough” is one of the biggest questions that you will face during your final years in the workforce. Do you need $1 million to live the retired life you dream of? $2 million? $3 million? The short answer is that everyone’s amount will be a bit different. In this article, we explore […]

MEDICAL COSTS IN RETIREMENT

Posted by Gary Krasnov, AIF®, CLTC®
On April 17, 2018

When we meet with people across the country to discuss retirement, most first think about investment accounts, pension plans, or Social Security decisions. For many retirees, the cost of health care might seem like an afterthought – something that is important, but doesn’t impact the big picture. We know, however, that planning for and managing […]

FIDELITY BROKERAGELINK: DESIGNED FOR SAVVY INVESTORS WHO WANT MORE CHOICES

Posted by Michael Kane, CFP®
On August 31, 2016

Are you a savvy 401(k) investor who prefers to do your own investment research? If so, Fidelity BrokerageLink could be a useful tool for you. WHAT IS BROKERAGELINK? Fidelity BrokerageLink is an additional trading platform offered by Fidelity Investments to many of their 401(k) plan participants. It is a self-directed brokerage trading option that offers […]

THE BENEFITS OF ADDING AN AUTO-INCREASE TO YOUR 401(K) CONTRIBUTIONS

Posted by Michael Kane, CFP®
On March 18, 2016

As a pilot, you have many factors to consider when planning for your retirement; 401(k), pension (if retired military or if PBGC through an airline), Social Security and any personal IRAs or savings and taxable investment accounts. In most pilot contracts, the airline makes large contributions to your 401(k), but it is also important to […]